Mortgage Loan Processor Resume Sample
Summary
Detail-oriented and highly organized Mortgage Loan Processor with 5 years of experience in loan processing and underwriting. Proficient in financial analysis, loan documentation, and closing procedures. Excellent communication and customer service skills with a knack for building and maintaining lasting professional relationships with borrowers and lenders. Ready to tackle new challenges and support a dynamic team to meet organizational and business goals.
Experience
Mortgage Loan Processor, Horizon Bank (2017 - Present)
- Process and underwrite loan applications for conventional, FHA, VA, and USDA loans ensuring compliance with regulatory requirements and investor guidelines.
- Collect and verify borrower's financial information, employment history, credit reports, and appraisals to determine creditworthiness and repayment ability.
- Ensure timely submission of loan documentation including loan disclosures, estimate and closing disclosures, and other required forms.
- Coordinate with processors, underwriters, and loan officers to clear conditions and resolve any issues that may arise during the loan approval process.
- Provide excellent customer service by answering borrower's questions, providing timely updates, and ensuring a smooth loan transaction from application to closing.
Jr. Loan Processor, Pacific Mortgage (2015 - 2017)
- Assisted senior loan processors with mortgage loan processing and underwriting tasks.
- Reviewed loan applications, credit reports, and supporting documents to identify discrepancies and potential issues.
- Requested additional documentation from borrowers and third-party vendors to complete loan files and meet underwriting guidelines.
- Maintained accurate and up-to-date loan files and logs to track loan status and monitor deadlines.
- Supported loan officers and processors with administrative tasks such as photocopying, scanning, and mailing of loan documents.
Skills
- Proficient in industry-specific software such as Encompass, Calyx Point, and DU/DO
- Strong knowledge of mortgage loan products, programs, and regulations
- Excellent data entry and organizational skills
- Ability to work independently and collaboratively in a fast-paced and deadline-driven environment
- Expertise in underwriting and loan processing procedures
- Keen attention to detail and analytical thinking skills
Expert Tip
Include Volunteer Experience
Volunteer experience can be just as valuable as paid experience. If it's relevant to the job, don't hesitate to include it on your resume.
Mortgage Loan Processor Resume Writing Guide
One of the key positions in the mortgage industry is the Mortgage Loan Processor. They are responsible for ensuring loan applications are complete, accurate, and comply with laws and regulations. In order to obtain such a position, your resume must effectively showcase your relevant skills and experience. Here are some tips on how to write a Mortgage Loan Processor resume:
1. Start with a compelling summary
Begin your resume with a brief but impactful summary that highlights your experience in mortgage processing. This should be a single paragraph that summarizes your most important qualifications for the position.
2. Focus on your skills
The skills section of your resume is extremely important for a Mortgage Loan Processor position. Mortgage processing requires a range of skills, from attention to detail to strong customer service. Make sure to highlight your communication, organizational, and analytical skills, as well as any experience working with loan processing software.
3. Highlight your experience
Employers are looking for candidates who have experience processing mortgages. It is important to list any relevant experience you have in mortgage processing, whether it was in a formal capacity or as part of another role. Make sure to include details about the types of loans you have processed and any additional responsibilities you had, such as reviewing loan documents for compliance with regulations.
4. Showcase your education and certifications
Employers prefer candidates with at least a high school diploma or GED, although some may require a bachelor’s degree. Additionally, many employers prefer candidates who have completed Mortgage Loan Processor certification courses. List any educational or certification accomplishments that are relevant to the position.
5. Customize your resume for the job
Tailor your resume to the specific requirements listed in the job description. Look for phrases that are repeated throughout the description, and adjust your resume to reflect those key points. Use resume keywords that match the job requirements, as many companies use applicant tracking systems to filter resumes based on key terms.
In summary, a well-crafted Mortgage Loan Processor resume should highlight your skills, experience, and qualifications. Use these tips to create a resume that will make you stand out in a competitive job market.
Common Resume Writing Mistake
Lying or Exaggerating
Honesty is critical on your resume. Any form of lying or exaggerating about your experience or skills could lead to consequences when the truth is discovered.
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