Commercial Lender Resume Example & Writing Guide

Commercial Lender Resume Example
Maximize your chances of landing a commercial lending job with our expertly crafted resume example & writing guide. Impress potential employers today!
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Commercial Lender Resume Sample

Summary

Highly experienced commercial lender with over 10 years of experience in analyzing, underwriting, and closing commercial loans. Proven track record of developing and maintaining relationships with clients to facilitate successful loan transactions. Possesses a deep understanding of various commercial loan products and can effectively assess risk and make lending decisions in a timely and efficient manner.

Experience

  • Senior Commercial Lender, ABC Bank

    June 2015-Present

    • Develop and maintain a portfolio of commercial clients with loans ranging from $1 million to $10 million
    • Analyze financial statements, credit reports, and other relevant information to assess credit risk and determine loan structure
    • Provide recommendations on loan terms and covenants to mitigate risk and improve loan performance
    • Communicate with clients throughout the loan process and provide exceptional customer service
    • Collaborate with internal and external stakeholders to ensure that loan applications are processed accurately and efficiently
  • Commercial Lender, XYZ Bank

    January 2010- June 2015

    • Analyzed financial statements, tax returns, and other relevant information to underwrite commercial loans
    • Assisted in the structuring of loans to meet client needs and mitigate risk
    • Managed pipeline of loan applications to ensure timely closing of loans
    • Monitored existing credit facilities to ensure compliance with loan covenants and to identify potential risks

Education

Bachelor of Science in Business Administration - Finance, XYZ University

Expert Tip

Include Contact Information

Always include current contact information. Make sure employers have a way to reach you, whether it's by phone, email, or a professional networking site.

Commercial Lender Resume Writing Guide

Introduction

If you're looking for opportunities in commercial lending, it's necessary to have a strong resume that highlights your experience and qualifications. An effective commercial lender resume should showcase your skills in risk management, underwriting, and credit analysis.

Format

The best format for a commercial lender resume is a reverse-chronological order, where you list your most recent work experience first. You may choose to include a profile or summary statement at the beginning that concisely explains what makes you a top candidate for the position.

Sections to Include

Your commercial lender resume should feature the following sections:

  • Contact Information: Name, Address, Phone Number, Email
  • Profile Summary Statement (optional)
  • Professional Experience
  • Education
  • Skills
  • Certifications (optional)

Contact Information

Your resume should have your full name, physical address, phone number, and email address. Ensure that your email address is professional, and not an informal email address that you use for personal communication.

Professional Summary

An effective summary statement should succinctly highlight your experience and why you're a good fit for the position. Your summary statement should be one or two sentences long, and it should be the first section on your resume.

Professional Experience

This section should document your work experience in detail. For each role, list the following information in reverse-chronological order:

  • The name of the company
  • Your job title
  • The dates you worked there
  • A summary of your job responsibilities and accomplishments while on the job

Your job responsibilities provide detailed bullet points of the actions you performed in the role. Your accomplishments, meanwhile, highlight how you've contributed to the company, which can make your resume stand out from other applicants.

Education

This section should document your education in detail. For each educational institution, list the following information in reverse chronological order:

  • The name of the institution
  • The degree you obtained/trained in
  • The dates you attended
  • Any academic distinctions or honors (optional)

Skills

When writing a resume for a commercial lending job, it's important to list out the relevant skills that you possess. Some important skills to include are:

  • Strong research and analytical skills
  • Excellent communication and negotiation skills
  • Ability to manage multiple tasks simultaneously
  • Sound decision-making and problem-solving skills
  • Strong knowledge of loan accounting and lending regulations

Certifications

Listing any relevant certifications you may hold can help strengthen your commercial lending resume. Examples of certifications to include are:

  • Chartered Financial Analyst (CFA)
  • Commercial Loan Officer (CLO)
  • Certified Credit Professional (CCP)
  • National Association of Government Guaranteed Lenders Certification (NAGGL)

Conclusion

A well-crafted commercial lender resume can help you secure an interview, making it essential to create a document that showcases your job-related skills and expertise. Following the above tips and diligently highlighting your competencies and achievements will leave your potential employer impressed and more likely to consider you for the job.

Common Resume Writing Mistake

Listing Duties, Not Accomplishments

Your resume should highlight your accomplishments, not just your job duties. Highlighting your achievements showcases the value you could bring to a new role.

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